What is a SWIFT/BIC code?
A SWIFT code — formally a BIC, defined by ISO 9362 — is the international identifier a bank needs to receive cross-border wires. It is 8 or 11 characters long: four letters identifying the bank, two letters for the country, two alphanumeric characters for the city, and an optional three-character branch code.
When you send an international transfer, the SWIFT network uses this code to reach the right bank in the right country. Codes ending in XXX (or with no branch part at all) refer to the bank's primary office. SWIFT and BIC are two names for exactly the same thing.
How to check a SWIFT/BIC code
- Type or paste the 8- or 11-character code into the field above.
- The tool checks the structure and verifies that positions 5-6 are a real ISO country code.
- Each segment is displayed with its meaning: bank code, country, location and branch.
- The character in position 8 flags test and training BICs that never carry real payments.
- If the code is in the bundled database of 51,000+ banks, you will see the bank's name, city and country.
Tips
- DEUTDEFF and DEUTDEFFXXX are the same thing — both point to the primary office.
- Banks merge and codes change, so confirm the BIC with the recipient before wiring money.
- A SWIFT code identifies the bank only — it never contains an account number.