자동차 리스 계산기

월 리스 납입금, 머니 팩터, 총 리스 비용을 계산합니다.

월 납입금

$358.91

세전 월 납입금

$332.32

월 세금

$26.59

감가상각비

$269.44

임차료

$62.88

총 비용

$15,920.58

자동차 리스 계산기이란?

The Car Lease Calculator helps you estimate monthly lease payments, understand money factors, and compare leasing vs buying. Enter the vehicle's MSRP, negotiated price, down payment, residual value percentage, money factor, lease term, and tax rate to see your total monthly cost breakdown.

사용 방법

자동차 리스 계산기 사용은 간단합니다:

  • 입력 필드에 값을 입력하세요
  • 계산 버튼을 클릭하세요
  • 즉시 결과 확인

팁

  • 정확한 결과를 위해 입력을 다시 확인하세요
  • 이 도구는 추정용입니다 - 중요한 결정은 전문가와 상담하세요
  • 나중에 참고할 수 있도록 결과를 저장하세요

자주 묻는 질문

What is a money factor in car leasing?+
The money factor is the lease equivalent of an interest rate, expressed as a decimal (e.g., 0.0025). To convert to APR, multiply by 2,400. A lower money factor means lower financing costs.
How is the monthly lease payment calculated?+
Monthly lease payment = (Depreciation + Rent Charge) × Tax. Depreciation = (Negotiated Price - Residual Value) / Term. Rent Charge = (Negotiated Price + Residual Value) × Money Factor.
What is residual value?+
Residual value is the estimated worth of the vehicle at lease end, set by the leasing company. It's typically 50-60% of MSRP for a 3-year lease. Higher residual means lower monthly payments.
Should I lease or buy?+
Leasing is better if you drive less than 15,000 miles/year, want lower monthly payments, and prefer driving a new car every 2-3 years. Buying is better if you drive a lot, plan to keep the car long-term, or want to build equity.
Can I negotiate the lease price?+
Yes. The negotiated price (cap cost) is negotiable just like a purchase price. Lower negotiated price means lower monthly payments. Research invoice prices and negotiate before discussing lease terms.
What fees are included in a lease?+
Typical lease fees include acquisition fee, disposition fee, excess mileage charges, and wear-and-tear fees. This calculator focuses on monthly payments. Ask the dealer for a complete fee breakdown.

관련 도구

자동차 대출 계산기대출 계산기EMI 계산기부채 소득비 계산기

자동차 리스 계산기 — 무료 온라인 자동차 임대, 임대 계산, 월 임대료, 임대 비용, 머니 팩터, 잔존 가치, 자본화 비용, 임대 지불, 자동차 리스, 리스 vs 구매. 회원가입 불필요. 브라우저에서 작동.